I have been receiving scam “job offers” by email since adding my resume to Career Builder. I’m listing some samples here so you can see what to beware of. As I said in my job hunting scams post where I covered slightly different examples, follow these rules to recognize “something fishy” so you don’t fall a victim to scam and phishing attempts:
1. A lot of scams arrive from gmail, yahoo, hotmail, and other free email providers. A legitimate offer from a reputable company will come from their own email system instead of @gmail.com, @yahoo.com, @hotmail.com, @live.com, etc. (just a few examples, but there are many more free email services).
2. Be very careful and guard your identity and your accounts. Don’t give any of your confidential information away before checking the origin of the sender/caller. Request more information and do your research. If you received an email, ask for a phone number where you can call them or ask them to call you. If you received a phone call, ask for an email message. Also ask for more information about the company and for their web site, what products they offer, how many staff they have, what happened to your predecessor… The scammers are counting on easy prey and don’t want to waste more time and resources in providing more information to a doubting person and possibly end up in jail, when they have plenty of other naive citizens to prey on.
3. If it looks too good to be true, it is! It’s as simple as that. Think about this: why would someone who doesn’t even know you offer you a position that takes only few hours a week and pays many times more than what others are ready to pay for that type of work, especially if they didn’t interview you and don’t know anything about how very special you are? Any company with that business model has no chance of survival against its competition, unless it has tons of money to waste on its part time employees (in case you know of any LEGITIMATE company like this, please let me know, for I’d certainly like to work for one.)
4. If they are asking for your financial account information to perform any money transfers or process some payments from and to a third party, they should have their own merchant account. All the companies I’ve ever dealt with have their own merchant accounts so you shouldn’t give your account for payment processing. Credible companies from abroad can open bank accounts just like you can.
5. If you have already replied and provided your financial information to one of these scams, call your bank immediately and tell them what the situation is.
These scams can harm your finances and your credit. According to some posts at Career Builder forums, some people who answered an email scam similar to the one in my second example have had their checking account compromised or otherwise lost money in a fake and unsuccessful money wire or similar transaction and the bank ended up charging them instead of the “company” they thought they worked for.
Email scam example #1:
Dear XXXX XXXXX,
Our firm is known as a payment processor with services designed for international small companies.
Our firm have tracked your resume from CareerBuilder database reviewed it and think that you to be a perfect applicant for this job which we have.
Our Organization are now looking for a few qualified individuals for a vacant position “Check Assist Manager”.
The main activity of this job is to collect payments [ ACH transfers and checks ] from our clients in United States.
Every check will be accompanied with detailed brief.
If you don’t have checking account our manager will help you to open a new account.
Average income is $600-$800 per week.
– Honesty, responsibility and promptness in operations
– Computer skills [MS Word] personal e-mail address
– not less than 21 years old
– Available 6-10 hour per week;
– Ability to work at home
– US Citizenship
It is a part-time job which doesn’t require leaving your main job
NO START-UP FEE
Interested candidates please visit our web-site
The offer above arrived from a person with a cryptic free gmail addres. A company that would pay you this well could definitely afford their own email domain. In addition, the web site didn’t exist (perhaps someone reported them before I looked this up in my spam folder and brought their site down, or perhaps they made enough money on honest people and decided to run).
Regardless of all that, think for a moment about the offer above – they are offering to pay you $600-800 weekly to work 6-10 hours per week. That is up to $100/hr for part time work. WOW! Way too good to be true. A honey pot for naive citizens.
Example email scam message #2:
Dear XXXX, XXXX,
A large international company, NeoLine LLC . is expanding and seeking new employees!
We are now searching for independent agents who will represent our company in different regions. Two to three hours a day performing your duties over the Internet will be sufficient to fulfill the requirements of this position.
The main strategic aim of our company is to provide quick, easy, efficient and secure ways for art lovers and
furtherer, to fulfill their dreams by helping sellers and buyers find each other locally, nationally and globally.
The goal of our company is to ensure both, the most reliable security level and simplicity of use and availability.
We are happy to offer you the Payment Processing Agent position.
Here are some of the job requirements:
– 18 years of age or older;
– internet access to promptly reply to emails;
– availability by phone (1-2 hours a day);
We welcome competent and reliable approach to work, responsibility and initiative in search of the most efficient ways of job implementation.
At the beginning you will be hired on a probationary basis for 30 days. We also call it training time for at this time you will be guided step by step from your supervisor. Given your performance is satisfactory you will have a choice either you would like to be employed part time or you would like to work full time and earn more.
Your salary during the training period amounts to $2,300 per month plus 8% commission from each transaction completed. Total income, given the current volume of clients, could easily amount to $4,500 per month. After the training period, your base salary will increase to $3,000 per month plus 8% commission.
My goal is to spark your interest. In light of the present economy, we feel that our position is unique and desirable, as it offers training, support and a pay scale comparable to an entry level position that would normally require 40 hours per week. I hope you will explore, compare, and then contact me with your questions.
If you would like to learn more, please email us any updated contact information which may have changed since submitting your resume to: firstname.lastname@example.org
Our human resource managers will contact you within 2 business days.
(I removed some letters from the name because there are several people in the US with this first and last name and I don’t want to harm them).
This also arrived from a gmail address. You’d expect that a growing international company has their own email domain. Also, just like the previous message, you are getting $2300 per month + commission for 1-2 hours a day of undefined low skill work during training, but in a month you get $3,000. That’s about $75 per hour! No such thing for anybody except high skilled professionals in high demand with years of training and experience, or your own business.
Again, use your brain and double-check everything. Don’t trust anybody and don’t rush into deals without checking who your “employer” is.